· Create the Proof of Claim form for filing with the Bankruptcy Court

· Create Proof of Claim records (original, amended, and additional versions), for Arrears or Total Debt, containing all details of the amounts owing.

· Maintain a history of all Proofs of Claim created.

· View and use all U.S. Bankruptcy Court information in vendor tables and calculate Interest on Arrears as designated by each court.

· View and use all U.S. Trustees

· Create plans to track Pre-Petition plans, and automatically have those plans updated by the servicing system’s interface when payments are received. Plan due dates and remaining balances are updated through the interface, and a comparison is constantly done with the servicing system’s contractual next due date so the two remain in sync.

· Create and track Post-Petition and Stipulated Plans in the same way as the Pre-Plans described above.

· Track legal actions such as Objection to Plan and Relief of Stay, with milestones and follow up dates

· Track an unlimited number of previous filings, along with the Proofs of Claim used for those filings.

· Track an unlimited number of concurrent Bankruptcy filings for borrowers, debtors, and others associated with the account

· Allow a foreclosure to be placed on hold until the end of the bankruptcy period, at which time the foreclosure action may be resumed.

· Process a Gain / Loss Analysis to determine the financial impact of the bankruptcy on the loan.

· Track the property value of the asset during its time in bankruptcy.

The ability for the servicer to tailor this process within the scope of compliance adds a dimension that provides increased productivity and decreased risk.